From scattered books to sanctioned working-capital limits

The challenge

A Manesar component manufacturer needed enhanced working-capital limits, but its books couldn't produce the CMA data and projections the bank required — stock statements, debtor ageing and projected financials never tied together.

Our solution

We restated two years of financials with proper inventory valuation, built a three-statement projection model with defensible assumptions, prepared CMA data in the bank's format, and sat through lender queries alongside the promoter.

The outcome

The enhancement was sanctioned on the strength of consistent, traceable numbers, and the monthly stock-statement process we set up keeps the account in order for renewal.

Results

• Working-capital enhancement sanctioned
• Two years of financials restated and reconciled
• Monthly stock statements automated from books
• Renewal completed without queries the following year